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Massachussetts lawmakers are pushing a bill that would make health insurance mandatory in the state. Premiums would be subsidized for low income wage earners, and those who can afford insurance but don't obtain it could face stiff tax penalties.

I believe it's time we begin rethinking our approach to legislation. The government's power was meant to be EXTREMELY limited, as the founding fathers expressed repeatedly within the Constitution, as well as other published documents surrounding the Constitution. That power was NOT meant to extend to complete control of an individual's financial decisions, and this bill would tread dangerously on the line of religious freedom, as there are many faiths that do not avail themselves of our modern healthcare system out of religious conviction.

The push to create a totalitarian state has some very severe implications for the stability of our nation. While the majority of citizens in Massachussetts will comply, wanting to avoid the stigma of being considered a "criminal" for failing to obtain health insurance, there will be a greater number added to the growing pool of disenchanted voters who ask themselves what, precisely, government's role in our personal lives should be. And just as California experiences a regular exodus of people disenchanted with the increasingly socialist government, so Massachussetts will likely face such an exodus. The problem is, Massachussetts doesn't have the pop culture appeal to replace the departing masses, and they may find themselves quickly losing power in the US House to other New England states.

This bill is, of course, up to the state of Massachussetts to decide. But it may start a trend as other states start to follow suit; laws like this tend to do that. I hope that we as a nation are smarter than that, but I'm beginning to have my doubts.


Comments
on Apr 05, 2006

Bad legislation is worse than no legislation.  We hear the figure of 45 million uninsured Americans bandied about, yet anyone with half a brain digging into that number realizes the true figure of people who are not insured  and want to be are about 6-8 million.  The rest have made decisions to forgo insurance at the present time for one reason or another.

But by criminalizing all those others, Massachusetts is going to drive a lot of people and companies out of the state.  You are correct.  They do not have the appeal of California and playing stupid will not be tolerated by the wiser parts of the population.

on Apr 07, 2006
Everyone in Massachusetts will have mandatory health insurance, just like everyone in Arizona has mandatory automobile insurance. Right.
on Apr 07, 2006
I hate insurance companies....legalized Mafia is what they are....

Health Insurance is only good until you need it, then they want to fight you on what they will or won't cover. Same thing with auto insurance. In fact, I HATE Auto Insurance.....

Wouldn't this lead to Health Insurance companies charging higher rates, simply because ppl will HAVE to have it? Is that any way to fix the health insurance cost problem? Auto Insurance companies basically charge whatever they want....Health Insurance companies will follow I am sure if this was to be passed. And...I can see Michigan jumping on that band wagon also....
on Apr 07, 2006
As daiwa said, the door was opened with mandatory auto insurance. In the end this will just lead to the cut-rate, bare minimum insurance that you see in auto insurance, and people will have $10k copays or their insurance will only pay $5k or silly stuff like that. People will still end up soaking up the unpaid debt as it is passed on to us.

I'm not crazy about mandatory anything, but there's no excuse for people who have the money not to buy insurance. I know people who LIKE CLOCKWORK trade in their cars for new ones the second they are paid off, perpetually paying car payments. They have outlandish credit card debt, and yet can't afford health insurance.

Like I said, I don't know that government forcing people to live responsibly is the answer, but I hate like hell that the irresponsibility of such people is passed on to me with my health care costs. I pay over $400 a month for my family's insurance, and if we can with what we make, then all the middle-middle-class people who pretend they can't afford it can kiss my butt.

I don't think Mass. has any clue what this is going to cost them, when every person on state health insurance goes to the doctor every 20 minutes, and to the emergency room every second or third day. My wife works at a hospital, and I know how people who get "free" healthcare act. You'd be surprised how many show up just because they are lonely...

They claim it will be a billion dollars a year, and I think that is probably optimistic. Will they force hospitals to accept the insurance the state offers? Will the state actually pay their medical bills, or let those debts ride like all the rest of them.

Pie in the sky crap, if you ask me, but we'll see if the people of Mass. can ptolerate ponying up to the hell that awaits them.
on Apr 07, 2006
My comment was actually veeery tongue-in-cheek. There are so many uninsured drivers on the road here it's a joke. O/W, I wouldn't need Uninsured Motorist coverage, would I? And I certainly saw no decline in my premiums when they became "mandatory".

Mandatory auto insurance is a misnomer, since the only people who have it are the people who would buy it voluntarily anyway. The "door" may have been opened with mandatory auto insurance but anyone who thinks legislating responsible behavior "works" is on crack (kind of a funny joke there, too, as I think about it).
on Apr 07, 2006
we'll see if the people of Mass. can ptolerate ponying up


Would Ptolemy think their pfaucets were pfabulous?
on Apr 07, 2006
on Apr 07, 2006
This is one of the stranger differences I've experienced between europe and the US.
Here in germany we've had mandatory health insurance forever and nobody considers it 'totalitarian'. (Which does NOT mean that we a good working healthcare system... but that is another issue. It although doesn't mean that we don't have totalitarian tendencies... ah but that is another issue again. Wait, what did I want to say?)
on Apr 09, 2006

I'm not crazy about mandatory anything, but there's no excuse for people who have the money not to buy insurance. I know people who LIKE CLOCKWORK trade in their cars for new ones the second they are paid off, perpetually paying car payments. They have outlandish credit card debt, and yet can't afford health insurance.

There is a substantial difference between mandatory auto insurance and mandatory health insurance. We are repeatedly reminded that driving is a PRIVILEGE, not a right, and while I don't agree with the mandatory auto insurance laws (there are still uninsured motorists in all of these states), there is a stronger basis for it.

What happens when a family cannot pay the health insurance? Either they will be forced to take state entitlements to pay for the insurance, adding to the tax liability of the citizens of Massachussetts, or, almost certainly, CPS will show up to remove their children and the family will face stiff fines for failure to comply with this law. What happens when a family (Christian Science, etc) opposes traditional medical treatment and freedom of religion comes into play? What happens when families have a moral objection to paying premiums to an insurance company to underwrite abortion and refuses to pay for premiums on those grounds? There are a whole lot of concerns at play here, Baker.

on Apr 09, 2006

This is one of the stranger differences I've experienced between europe and the US.
Here in germany we've had mandatory health insurance forever and nobody considers it 'totalitarian'. (Which does NOT mean that we a good working healthcare system... but that is another issue. It although doesn't mean that we don't have totalitarian tendencies... ah but that is another issue again. Wait, what did I want to say?)

Yellow,

You mean you actually can be fined for failing to carry health insurance? Add that to the list of why I'm glad I'm not in Europe.

on Apr 09, 2006

You mean you actually can be fined for failing to carry health insurance? Add that to the list of why I'm glad I'm not in Europe.

Ditto!  Nice place to visit.  But like SF and now Mass, glad I dont live there!